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Federal Trade Commission If you are being harassed by a Collection Agency or an Attorney collecting a 3rd party consumer debt, or having problems with a Credit Bureau you may contact The Federal Trade Commission. The FTC is the main Federal Office that can help a person to learn about the Consumer Credit Reporting Laws and Debt Collection Laws that govern Bill Collectors, Attorneys and the Credit Bureau Reporting Agencys.  To obtain important information about your rights at the following web site or read on. FTC Search Results - Consumer Publications. http://www.ftc.gov/bcp/menu-credit.htm The FTC inforces collection practices. You can get help securing your Rights and learn more about the rules that govern Collection Agencies and Attorney's collecting 3rd party consumer debts at this web site address: Consumer Protection. http://www.ftc.gov/ftc/bcppriv.htm The Federal Law Protecting Consumers The Federal "Fair Debt Collection Practices Act" http://www.ftc.gov/os/statutes/fdcpajump.htm Here is more information from the FTC Fair Debt Collection Fast Answers. http://members.tripod.com/NOBILLSMAN/tftc-help.html You can file an Electronic Complaint Talk To Us - Complaint Form http://www.ftc.gov/ftc/complaint.htm